Bank Loan Simulator

Simulate your loan (capital or monthly payment), add early repayments and duration changes at the installment of your choice, compare several banks and download a detailed Excel file with the month-by-month amortization schedule. 100% in your browser.

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Why this tool?

Negotiating a loan and want to know how much it really costs? Enter the borrowed capital (or the monthly payment, each derives the other), the rate and the duration: the tool computes the payment, interest, insurance, fees and total cost of the credit. Add early repayments and duration changes at the installments of your choice to see their impact. Compare as many banks as you like, then download an Excel file with one sheet per simulation, the month-by-month amortization schedule and a comparison. Everything is computed in your browser, no data is sent to our servers.

Bank comparison

Bank Borrowed amount Total cost of credit Difference

The comparison is based on the total cost of the credit (interest + fees + insurance). Amounts are rounded estimates.

One sheet per simulation, month-by-month amortization schedule and comparison. Editable file with live formulas.
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